Patients With Dental Insurance

Traditional insurance is welcome and accepted at our practice. As a courtesy, we will gladly file all insurance claims on your behalf.

We are in-network with the following Dental PPO insurance plans:

• Aetna PPO
• Ameritas
• Assurant
• BCBS of Illinois
• Cigna PPO
• Carington
• Guardian
• Metlife
• United Healthcare
• United Concordia

While we are in-network with most insurance companies, dental insurance generally does not cover all dental expenses. Dental insurance is designed to help reduce your out-of-pocket dental expenses and there will usually be some sort of out-of-pocket expense that you will be expected to pay at the time of service. Reimbursement levels are determined by your insurance provider and generally do not take into account up-to-date regional data in determining the reimbursement level. Additionally, there is no regulation regarding how insurance companies determine reimbursement and insurance companies are not required to disclose how they determine these levels. Insurance companies do not guarantee payment on claims and reserve the right to make payments based on their estimation of “Usual and Customary Rates.”

Being an in-network provider with your particular dental insurance company means that your treatment fees are based on a fee schedule that is generally lower than our standard rates. So, by going to an in-network dentist, you automatically receive a discount on your dental treatment.

In addition to being an in-network provider with your dental insurance company, we will also file your insurance claims, track your claims, follow-up on delayed claims, and help deal with insurance family plans. We want to help you maximize your benefits and will provide digital dental X-rays and a written diagnostic report should your insurance company have any questions about the services provided. We submit claims electronically, allowing for faster and more secure data transmission.

Please provide our staff with your insurance information when you call our office so that we can take over the hassle of dealing with the insurance companies. Also, make sure to bring your identification card and your insurance card to the office when you come in for your visit.

Out of Pocket Payments

We accept cash, debit cards, and most major credit cards (VISA, MasterCard, Discover, American Express).